Fire Damage Loss Recovery

office building fire At Sabel Adjusters, we are experienced with helping homeowners and business owners who have incurred losses due to fire damage, assisting with the claim process and doing our best to ensure the maximum settlement.

Every year, home fires cause nearly $7 billion in damage. Kitchen fires, electrical fires, and fires caused by smoking make up the majority of fires in the home. More often than not, in cases of home fires, negligence is a key factor. This is particularly important when the insurance company sends a representative to conduct an origin-and-cause investigation in response to the claim.

Forgetting to turn off the stove, having overloaded outlets, or throwing away a cigarette without completely putting it out are all ways in which accidental fires may be started. For every five home fires, two begin in the kitchen; these are often started by unattended cooking or overheated grease. Candles also are a leading contributor to home fires, with nearly 30 home fires caused by candles reported every day.

Fires in office buildings and warehouses destroy millions of dollars of inventory and equipment. Whether from natural causes such as lightening or from electrical malfunction or human error, fires can devastate property which in turn can devastate a business.

Five Minutes Could Be All It Takes…

Fires move quickly, and sometimes improper methods of putting them out can exacerbate the problem; for example, throwing water on a grease fire will only make things worse. It may only take as few as five minutes for a fire to consume a house. It’s important not to leave heat sources like stoves, candles, and space heaters unattended, and to be sure to extinguish these sources before going to sleep. Lack of working smoke detectors is another significant factor in cases of home fires.

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Let Sabel Adjusters Represent You

If you are coping with the aftermath of a fire at your home or business, we at Sabel Adjusters are here to help you get the maximum settlement. By the time you contact us, you probably will have spoken with your insurance company and compiled a list of damaged items. Be sure not to throw these items away-they are important evidence that will be used to help you get compensation. It’s also suggested that you save any receipts for money spent on fire relief, which will be needed by your insurance company to verify your losses.

After discussing your situation with us, we can help you understand the many provisions in the average fire policy. We’ll also determine what inspections are necessary, as fires can leave hidden damage from such sources as smoke and ash that are important to consider. We’ll help you compile the necessary documents, including proof of loss, inventory, receipts, and other documents that will be part of the claim you file. Additionally, we can negotiate with the representatives from your insurance company to help get you the maximum settlement.

We Work for You …Your Insurance Company Works for Itself

Insurance companies have their own agendas and only want to pay the minimum settlement. We at Sabel Adjusters are committed to helping you get the money you deserve. Our team of experts is well versed in all aspects of fire damage insurance adjustments; we’ll help you get through this challenging time so you can get your life back to normal.